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Debt Solutions

Home Debt Solutions

Choose the right option

Not sure what applies to you? Tell us your situation and we’ll help match you to the right, UK-regulated solution.

Individual Voluntary Arrangement (IVA)

Repay a proportion of what you owe under a structured agreement.

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Debt Management Plan (DMP)

Work with your creditors to agree a manageable repayment plan.

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Debt Relief Order (DRO)

A debt solution for those on low income and limited assets.

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Bankruptcy

An insolvency option where debts are dealt with by an official process.

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Trust Deed (Scotland)

Scotland-specific insolvency for eligible individuals.

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Debt Arrangement Scheme (DAS)

Scotland-wide debt arrangement scheme with court approval where required.

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Not sure which applies to you? Book a callback
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DebtClearPlans is a debt introducer/lead generation service. We help you find the right solution with FCA-authorised partners.

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© 2026 DebtClearPlans. All rights reserved.

DebtClearPlans is a debt introducer/lead generation service and is not authorised to provide regulated debt advice. We introduce enquiries to FCA-authorised and regulated debt solution providers and/or insolvency practitioners. We may receive a fee for introductions made.

Debt solutions are not suitable for everyone and may have a significant impact on your credit file, ability to obtain credit, and in some cases your assets. Always read all documentation carefully. Free, impartial debt advice is also available from MoneyHelper, StepChange, National Debtline, and Citizens Advice.